Total Loss Insurance Claim - Salvage Vehicle Electronic Signature Process

In a total loss claim involving a Georgia title, an insurance company is required to apply for a salvage title of the damaged vehicle. Forms used in this process that require the signature of the vehicle owner or a notarial act may now be submitted with an electronic signature that meets or exceeds the National Institute of Standards and Technology (NIST) Level 2 identity authentication standards. 

The Motor Vehicle Division has approved a E-signature platform with dual factor identity authentication and a NIST Level 2 identity assurance for electronic signatures on the following forms when submitted by insurance companies:     

• MV-1SW Salvage Title Application for ETR Remote E-signature Solutions
• T-158W Report and/or Surrender of Georgia License Plate for ETR Remote E-signature Solutions
• T-8W Limited Power of Attorney for ETR Remote E-signature Solutions
• T-8SW Secure Power of Attorney for ETR Remote E-signature Solutions         
• MV-TA Electronic Title Assignment Supplement for ETR Remote E-signature Solutions
• T-11W Affidavit of Correction for ETR Remote E-signature Solutions

Insurance companies submitting forms using a E-signature platform in a total loss transaction must include the corresponding Certificate of Completion which provides an electronic record of the signer events. If a form requiring notarization is submitted with a vehicle owner’s wet signature, then the form must comply with traditional notarial procedures and include a Notary Public’s seal.

A vehicle owner that decides to retain the damaged/salvage vehicle has 30 days from the date of settlement to apply for the salvage title in the owner’s name.