Owner Keeps Wreck/Salvage Vehicle
Owner’s Responsibilities
When the vehicle requires a Georgia title, the owner must provide the insurance company with the following before receiving payment in settlement of a “total loss” claim:
- Completed and signed Form MV-1S Salvage Title Application.
- Vehicle’s Georgia license plate.
- Completed and signed Form T-158 Report of and/or Surrender of GA License Plate.
- Original valid vehicle title, if available.
Vehicle owners have 30 days from the date of settlement to obtain the vehicle’s title and to apply for a salvage title in their name.
Insurance Company’s Responsibilities
For vehicles requiring a Georgia title, the insurance company must apply for a salvage title in vehicle owner’s name when the owner retains the salvage vehicle by submitting the following to the MVD Salvage Unit:
- Completed and signed Form MV-1S Salvage Title Application.
- Original valid vehicle title, if available.
- Manufacturer’s certificate of origin or registration/tag receipt from a non-titled state or country issued in the vehicle owner’s name or properly assigned to the vehicle owner.
- Completed and signed Form T-4 Lien or Security Interest Release.
- Completed and signed Form T-56 Notice to Owner – Payment of a Total Loss Claim.
- Vehicle’s Georgia license plate.
- Registration (renewal) receipt.
- Completed and signed Form T-158 Report of and/or Surrender of GA License Plate.
- $18.00 title fee.
Submit to:
DOR/Motor Vehicle Division
Attn: Salvage Unit
P. O. Box 740384
Atlanta, GA 30374-0384