Insurance Termination

Motor vehicle owners and lessees are required by law to maintain continuous Georgia Liability Insurance coverage on vehicles with active registrations. Driving a vehicle while the registration is suspended, revoked, or cancelled is a misdemeanor. Additional penalties will apply, if convicted of driving a vehicle with a suspended or cancelled registration.

Pay Insurance Penalty or Check Vehicle Insurance Status

Insurance Termination

  • Insurers have 30 days to submit new insurance information electronically to the Department’s insurance database.
  • There is no lapse of coverage if the effective date and the previous insurance policy’s termination date are the same.
  • A lapse of coverage will occur when there is ten days or more between the effective date of new insurance and the termination date of the previous insurance policy.
  • When there is a lapse of coverage, the Department will impose and mail a notice of the $25 lapse fine. You have 30 days to pay the lapse fine to avoid additional charges.
  • If the $25 fine is not paid within 30 days, the Department will mail a Notice of Suspension and the vehicle registration will be suspended or revoked.
  • You may be fined up to $160 in addition to the $25 fine.
  • Driving a vehicle with a suspended, revoked or cancelled registration is a misdemeanor and can result in additional fines or penalties, if convicted.
  • Learn more about registration suspension and reinstatement.