Insurance Card Requirement

Motor vehicle owners and lessees are required by law to maintain continuous Georgia Liability Insurance coverage on vehicles with active registrations. Driving a vehicle while the registration is suspended, revoked, or cancelled is a misdemeanor. Additional penalties will apply, if convicted of driving a vehicle with a suspended or cancelled registration.

Requirements of Insurance Card

  • Insurers are required to issue an insurance policy information card for each vehicle they insure.
  • Insurance cards are not acceptable proof of insurance coverage for vehicles other than self-insured, fleet and IRP registered vehicles
  • Insurance cards must be carried in the vehicle at all times
  • Insurance cards may be needed in the following situations:
    • Travel in other states where the Georgia database is not recognized
    • Exchange insurance information, if involved in an accident
    • Required as proof of liability insurance coverage for self-insured vehicle, fleet vehicles and vehicles registered under the Georgia IRP
       

Required Electronically Transmit Insurance Information

Insurers are required to transmit insurance information electronically to the Department.

Note: Self-insured vehicles, fleet vehicles and IRP registered vehicles must maintain Georgia liability insurance coverage, but are exempt from the electronic transmitting requirements.